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Lendr.fi Tokenomics

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RWAL Overview & Token Details

Lendr Network RWAL tokenizes real-world assets through synthetic RWA tokens. Creates inflation-proof USDL stablecoin via decentralized lending protocol.

Ticker
$RWAL
Listing Price
$0.03
Total Supply
1,000,000,000
Niche
  • RWA
  • DeFi
TGE Date
2025-09-25
Tier 2
Tokenomics
Economy
Audit
Tokenomics
Audited
Investor
Information

Tokenomics Rating

Rank
#1052
Percentile
Top 53%
13
4
6
Economic Policies
21.40
Investment & Valuation
70.95
Utility & Value Flow
-
Liquidity & Market Making
-
Distribution Fairness
89.30

Tokenomics Structure (Token Supply, Allocation & Vesting Overview)

Allocation Distribution

Pool Name
Percentage
Vesting Information
Protocol Staking Rewards25.01%60 Month Linear Vesting
Liquidity Provisions15.00%5.0% at TGE
Incentives & Airdrops15.00%12.0% at TGE , 1 Month Cliff, 3 Month Linear Vesting
Employee Pool14.00%5.0% at TGE , 6 Month Cliff, 30 Month Linear Vesting
Operations7.00%5.0% at TGE , 18 Month Linear Vesting
DAO5.32%12 Month Linear Vesting
IDO5.00%15.0% at TGE , 1 Month Cliff, 3 Month Linear Vesting
Partnerships & Integrations3.58%7.3% at TGE, 12m Linear Vesting
Advisors3.00%6 Month Cliff, 18 Month Linear Vesting
Showing 1-9 out of 16

Token Allocation Breakdown (Distribution Fairness)

Category Score
89.3out of 100
Percentile
Top 12%

Allocation Distribution Indicators

Highlights
1
Warnings
0
Alerts
1

Distribution Fairness

Token Allocation Benchmarks (vs Top Projects)

Token Allocation Deviation Analysis

Deviation Status

Public Sale
+0.8%
Low
Community
-0.3%
Low
Foundation
+12.6%
High
Insiders
+2.0%
Low
Investors
-15.2%
High

Token Allocation Deviation Analysis

This section evaluates how Lendr.fi allocates its token supply compared to leading RWA projects. It measures deviation across key stakeholder groups and determines whether the allocation aligns with proven benchmarks. The analysis helps assess whether RWAL follows a fair and balanced distribution structure or introduces concentration risks.

Overall Deviation Status

Medium

Token Governance & Power (Distribution Fairness)

Category Score
out of 100
Percentile

Governance Indicators

Highlights
2
Warnings
1
Alerts
2

Token Power

Token Governance Concentration Analysis

This section analyzes who holds actual control over the Lendr.fi circulating supply year over year, with a focus on early stages where governance risk is highest. It assesses whether the governance power of RWAL is centralized or decentralized, and flags any dominance by insiders or investors.

Token Control Status

Launch
Decentralized
Year 1
Semi-Centralized
Year 2
Centralized
Year 3
Centralized
Year 4
Semi-Centralized

Insider Dominance Test

Failed

Investor Dominance Test

Passed

Token Inflation Analysis (Economic & Monetary Policies)

Category Score
17.5out of 100
Percentile
Top 87%

Inflation Indicators

Highlights
3
Warnings
0
Alerts
1

Emission Type

Circulation

Token Inflation (Annual Analysis)

This section analyzes whether RWAL token inflation is sustainable over time. We assess how balanced the vesting and unlock schedules are, and evaluate how inflationary pressure may affect long-term token value, circulating supply growth, and investor dilution.

Year 1 Inflation

1127.4%

Year 2 Inflation

22.0%

Year 3 Inflation

12.4%

Year 4 Inflation

9.3%

Inflation YoY

Token Unlocks & Emissions (Economic & Monetary Policies)

Category Score
22.69out of 100
Percentile
Top 78%

Supply Shock Indicators

Highlights
0
Warnings
0
Alerts
1

Emission Type

Circulation

Monthly Supply Shocks

Token Unlock & Dilution Events

This section tracks every RWAL token unlock and dilution event across the full vesting timeline. We quantify the size and timing of each release, classify dilution risk levels (low, medium, high), and highlight the largest unlock event by date and percentage of total supply. Charts help understand emission pressure and anticipate potential supply shocks.

Supply Shocks Counter

0 Low Risk
0 Mid Risk
3 High Risk

Highest Supply Shock

232.2%
at Month 1

Detailed Information

Investor Dilution Risk (Economic & Monetary Policies)

Category Score
26.61out of 100
Percentile
Top 69%

Risk of Dilution Indicators

Highlights
1
Warnings
0
Alerts
1

Token Emission, Float and Circulating Supply Analysis

This section evaluates the circulating supply and emission schedule of RWAL, focusing on its initial float at TGE, its dilution profile over time, and how these levels compare with top-performing projects.

Initial Float

3.21%

Best Performer Float

12.34%

Team Float Control

8.1%
Low Control
Mid Control
High Control
At launch, the team controls 8.1% of the circulating supply, reducing the real initial float to 2.95%.

Circulating Token Supply (YoY)

Vesting Release Schedule

Investor Terms & Round Conditions (Investment & Valuation)

Category Score
70.95out of 100
Percentile
Top 64%

Terms and Conditions Indicators

Highlights
1
Warnings
0
Alerts
0

Investor Round Details

Token Sale Terms and Vesting Details

This section reviews all investor fundraising rounds for Lendr.fi and the token purchase terms attached to RWAL. It compares entry price, unlock structure, vesting length and if terms align with market standards.

Vesting Details

Hover to see the details.
IDO
Pre-Seed Round
Angel Round
F&F Round
Animoca Brands Accelerator
KOL Private Round

Target Hardcap

$2.4M
10.3%
89.8%
Lendr.fi is selling 10.3% of its total token supply to investors in order to raise $2.4M in funding.

Token Valuation & FDV Analysis (Investment & Valuation)

Category Score
97.95out of 100
Percentile
Top 11%

Valuation Indicators

Highlights
2
Warnings
1
Alerts
0

Valuation Comparison

This section compares the tokens valuation and performance to other projects within the same niche. It includes ROI benchmarks from the past year, the last 15 launches, and the top 5 competitors.

Niche ROI (Past Year RWA)

+8.49%

Niche ROI (Last 15 RWA)

-0.40%

Project FDV Status

Undervalued
Under
Fairly Valued
Over
Lendr.fi is listing at 92.6% lower FDV compared to benchmark listing and current valuation averages.

Valuation Comparison

Valuation (FDV vs VDV)

We compare investor valuations using both Fully Diluted Valuation (FDV) and Vested Diluted Valuation (VDV) models to assess pricing from two key perspectives. The round that ranks highest across both valuation models is considered the best-valued round.

Preferred Round

KOL Private Round
Best
Out of 6
1
Ranked 1st by VDV
1
Ranked 1st by FDV

Rounds Ranked by FDV

1
KOL Private Round
$7.0M FDV
2
Animoca Brands Accelerator
$7.5M FDV
2
F&F Round
$7.5M FDV
3
Angel Round
$10.0M FDV
4
IDO
$30.0M FDV
5
Pre-Seed Round
$35.8M FDV

Rounds Ranked by VDV

1
KOL Private Round
$1.9M VDV
2
Animoca Brands Accelerator
$3.6M VDV
3
F&F Round
$4.0M VDV
4
Angel Round
$4.4M VDV
5
IDO
$8.1M VDV
6
Pre-Seed Round
$12.0M VDV

Investor FDV vs VDV

VDV Valuation Model

Investor Break-Even & ROI Analysis (Investment & Valuation)

Category Score
53.43out of 100
Percentile
Top 71%

Break Even Indicators

Highlights
2
Warnings
1
Alerts
0

Break-Even Analysis

This section evaluates how fast investors recover their initial capital across Lendr.fi's private rounds. We track cumulative ROI from token unlocks, identify which rounds break even first or last, and pinpoint the month when ROI becomes positive to assess payback speed and round attractiveness.

Fastest Rounds to Break Even

1
KOL Private Round
in 1 months
2
IDO
in 3 months
3
Angel Round
in 6 months
3
Animoca Brands Accelerator
in 6 months
4
F&F Round
in 12 months
5
Pre-Seed Round
in 48 months

Who Breaks Even First?

KOL Private Round
in 1 months

Who Breaks Even Last?

Pre-Seed Round
in 48 months

Break-Even Analysis Chart

Investment Recovery at TGE

Price Performance to Break Even at TGE

Investor Round Ranking & Conclusions (Investment & Valuation)

Category Score
out of 100
Percentile

Conclusions Indicators

Highlights
1
Warnings
1
Alerts
0

Investor Round Ranking

This section ranks all investment rounds based on key investor metrics, including break-even speed, recovery at TGE, Fully Diluted Valuation (FDV), and Vested Diluted Valuation (VDV). Each round is scored and ordered from most to least favorable, showing which round offers the strongest conditions for investors in Lendr.fi.

Most Favorable Round

KOL Private Round
Best
Out of 6
1
Ranked 1st by TGE Recovery
1
Ranked 1st by Vesting Speed
1
Ranked 1st by FDV
1
Ranked 1st by VDV

Least Favorable Round

Pre-Seed Round
Worst
Out of 6
4
Ranked 4th by TGE Recovery
5
Ranked 5th by Vesting Speed
5
Ranked 5th by FDV
6
Ranked 6th by VDV

Investor Round Ranking

RWAL Tokenomics FAQ – Key Questions About Lendr.fi

What is the token allocation for RWAL?

Lendr.fi token distribution allocates 1,000,000,000 RWAL across 5 primary stakeholder groups:

  • Community: 40.51% (Protocol Staking Rewards 25.01%, Incentives & Airdrops 15.00%, Charity/Social Impact 0.50%)
  • Foundation: 32.24% (Liquidity Provisions 15.00%, Operations 7.00%, DAO 5.32%)
  • Insiders: 17.00% (Employee Pool 14.00%, Advisors 3.00%)
  • Investors: 5.25% (Pre-Seed Round 1.82%, Angel Round 1.00%, F&F Round 1.00%)
  • Public Sale: 5.00% (IDO 5.00%)

What is the vesting schedule for RWAL?

RWAL uses variable cliffs and vesting schedules that change depending on the allocation:

  • Protocol Staking Rewards: 60 Month Linear Vesting
  • Liquidity Provisions: 5.0% at TGE
  • Incentives & Airdrops: 12.0% at TGE , 1 Month Cliff, 3 Month Linear Vesting
  • Employee Pool: 5.0% at TGE , 6 Month Cliff, 30 Month Linear Vesting
  • Operations: 5.0% at TGE , 18 Month Linear Vesting
  • DAO: 12 Month Linear Vesting
  • IDO: 15.0% at TGE , 1 Month Cliff, 3 Month Linear Vesting
  • Partnerships & Integrations: 7.3% at TGE, 12m Linear Vesting
  • Advisors: 6 Month Cliff, 18 Month Linear Vesting
  • Pre-Seed Round: 10.0% at TGE, 1m Cliff, 7m Linear Vesting
  • Chainlink Partnership: 12 Month Cliff, 24 Month Linear Vesting
  • Angel Round: 5.0% at TGE , 18 Month Linear Vesting
  • F&F Round: 5.0% at TGE , 36 Month Linear Vesting
  • Animoca Brands Accelerator: 5.0% at TGE , 24 Month Linear Vesting
  • Charity/Social Impact: 12 Month Linear Vesting
  • KOL Private Round: 15.0% at TGE , 1 Month Cliff, 3 Month Linear Vesting

How many RWAL tokens unlock at TGE?

5% of the total supply (50,100,000 RWAL) is unlocked at TGE, with the tokens split between Community, Foundation, Public Sale, Insiders, and Investors.

What is the total supply and circulating supply of RWAL?

Lendr.fi has a total supply of 1,000,000,000 RWAL, of which 348,858,370 RWAL (34.9% of total) is currently circulating.

What is the token emission schedule for RWAL?

Total length of the full Lendr.fi emission schedule is 6 years, with 60.61% released in Year 1, while the remaining 39.39% is released over the following 5 years.

What are the investor terms for RWAL private and seed rounds?

Lendr.fi has 6 investor rounds, with the following investment price and vesting:

  • Pre-Seed Round: priced at $0.0358, with 100.00% at TGE, 10.0% at TGE, 1m Cliff, 7m Linear Vesting
  • KOL Private Round: priced at $0.007, with 15.00% at TGE, 15.0% at TGE , 1 Month Cliff, 3 Month Linear Vesting
  • Animoca Brands Accelerator: priced at $0.0075, with 50.00% at TGE, 5.0% at TGE , 24 Month Linear Vesting
  • F&F Round: priced at $0.0075, with 50.00% at TGE, 5.0% at TGE , 36 Month Linear Vesting
  • Angel Round: priced at $0.01, with 50.00% at TGE, 5.0% at TGE , 18 Month Linear Vesting
  • IDO: priced at $0.03, with 15.00% at TGE, 15.0% at TGE , 1 Month Cliff, 3 Month Linear Vesting

What percentage of RWAL is allocated to the community?

40.5% of the Lendr.fi supply is allocated to community focused pools such as Protocol Staking Rewards, Incentives & Airdrops, and Charity/Social Impact.

What is Lendr.fi (RWAL)?

Lendr Network RWAL tokenomics enables synthetic real-world asset creation across U.S. real estate, energy, and electric vehicle markets. The protocol generates RWA tokens through decentralized lending mechanisms while maintaining an inflation-proof USDL stablecoin. RWAL governance token holders participate in staking rewards and protocol stability through over-collateralized token economics. The network operates on immutable smart contracts, ensuring security and decentralization for RWA tokenization. Token distribution mechanisms incentivize liquidity provision and long-term ecosystem growth through reward allocation systems.

This tokenomics data is maintained by Tokenomics.com and updated automatically from our analytics engine.

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